Take The First Step To
Buying A Home — Pre-Qualify!
The
first step to assisting us in your new home search is to find out
how much home you can afford. By supplying us necessary information,
we can enlist the services of various mortgage companies to perform free preliminary
results on a loan amount they will approve.
You can use the mortgage company of your choice for financing of
your new home. We have access to and work with several different
mortgage companies and can recommend one to you according to their specialty
pertaining to your special credit requirements. However, for pre-qualifying, whomever performs this preliminary service does not matter. Finding out your credit status is merely a first step to
searcing for the best home based on the results.
By collecting this information, we can deal with "specifics"
instead of trying to "ballpark" income and debt. For your
information, for every $90 - $92 in debt payments you make, your
qualification is affected by $10,000!
Now, you can see why knowing that you pay $60 on
your VISA card and not $100 (ballpark) is important, because you've just qualified
for $5,000 more!
Please know that this information will not be used in any manner
other than that stated. Pre-qualifying is a standard procedure when
beginning to work with any realty company on a home search.
Click here to use helpful mortgage rate tools and calculators.
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Recommended
Mortgage Companies |
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Leanne Crist with Chase Mortgage at (757) 718-6789.
Email: leanne.b.crist@jpmchase.com |
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Steve Jeffers with National City Mortgage
at (757) 714-3604. |
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Dick Lewis with Sun Trust Mortgage at (757) 873-0094. |
Please tell any of these mortgage specialists
that you were referred by Brenda Gervais.
Thank You!
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