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Mortgage Qualification Calculator V2

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Inputs

Outputs

Purchase price:

Down payment:

Loan amount:

Annual interest rate:

Length of the mortgage in years:

Payment Information

Inputs

Outputs (Monthly)

Monthly principal & interest payment:

Annual property taxes:

Annual insurance:

Annual PMI:

Monthly association fees:

Monthly payment (PITI):

Tax deductable portion of payment:

Qualifying Information

Inputs

Outputs

Gross income:

Monthly debt payments:

Qualify for loan?:

Maximum qualifying loan amount:

Current Income to payment ratio (max = 28%):

Current debt to income ratio (max = 36%):


Longer term loans may take a few moments for the report to be generated.
Peninsula Real Estate Agent
Real estate agent Brenda Gervais - a realty agent with ABBITT Realty- primarily services the following Virginia Peninsula cities of Hampton, Newport News, Poquoson, York County, Williamsburg, and James City County as well as the Hampton Roads / Tidewater cities of Suffolk, Norfolk, Virginia Beach, Chesapeake, Portsmouth, Smithfield, and Isle of Wight. We are also licensed to transact on any property within the State of Virginia.